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If you are in a bad credit situation, you may have a hard time trying to find a loan. If you find a lender who will give you one, the interest rate charged will be high. Do not lose hope yet. You can improve your credit with guaranteed approval credit cards. Typically, guaranteed approval credit cards are of two types: 1. Secured Credit Cards 2. Catalog Credit Cards Secured credit cards ● You have to put down a security deposit on these accounts. ● As long as you are willing to pay the deposits, most organizations will accept you. ● Secured credit cards are flexible and also do not charge expensive fees. ● If you manage to pay your balances on time, they can last up to two years before they become unsecured. GuaranteedApprovalCreditCards

Planning to apply for an instant approval credit card? If you are then, the following reminders will surely help you have realistic expectations with regards to the card program you wish to take out: Don’t be misled by the term “instant approval”. Some people think that the terms guaranteed or instant approval is enough to ensure the immediate processing and approval of their requests for credit card accounts. Truth is some expect that applications for these card programs get approved within 24 to 48 hours upon the submission of their sign-up forms. However, in truth, these lines of credit require pre-approval – meaning, card issuers pull out the credit history of their prospective applicants before they can offer instant approval cards to them. And since this procedure helps them validate the credit reputation of their future applicants; they only need to take a few steps to finalize the processing and issuance of credit cards to their target clientele. Some guaranteed approval credit...

Credit cards are all the same. That’s what many believe. Whether the opinion is positive or negative, the truth is, credit cards are not all the same. There are traditional and non-traditional credit cards. They vary in what they offer, terms, interest rates, credit limits, and other factors. Which, then, is the best? The answer depends on what can best provide for one’s financial needs. It may be a traditional type of credit card with traditional benefits. Or it could be as non- traditional as an  online store credit cards guaranteed approval . Traditional Credit Cards  To find out what works best, one must first know how to differentiate credit card types. What are the common or traditional ones? American Express, Discover, Mastercard, Visa. All are well-known traditional types of credit cards called network cards. These major cards are accepted around the world. Not all retailers accept them, though. Some networks set the fees but not the customer charges. It’s the issuers -- the ba...